DIY Christmas Money Gift
Some people are just hard to shop for – especially teenagers and young adults! You can never go wrong with gifting money for this age range, but just handing over cash can feel a bit boring. That’s what makes today’s project so much fun: who wouldn’t love to receive a money Christmas tree? It makes a great decoration during the holidays, then the recipient can take it apart and spend that cash!
Check out some of my other “money origami” ideas: Money Roses, Money Bouquet, Money Cake, Fun Ways to Gift Money
Idea source: I learned how to make this tree from KK House – I changed the assembly slightly and used a different topper and stand for today’s tutorial.

Supplies
Here’s what you’ll need to make a dollar bill Christmas tree:
- Dollar Bills: You can use all one dollar bills or mix and match different denominations to gift however much money you’d like. You’ll need 36 bills total. The tree looks best if you use bills that aren’t ripped or too wrinkled. You can also iron the bills flat first using a warm (not too hot) iron.
- 9 inch Styrofoam Cone: Find these at most big box or craft stores
- Small Terra Cotta Flower Pot: The pot should be a bit smaller than the bottom of the styrofoam cone. The one I used was from Hobby Lobby and is about 2.5 inches tall. Make sure to use a clay or terra cotta pot so it’s heavy enough to stabilize the tree.
- Clear Tape (single sided): You’ll use single sided clear tape to tape the bills into the correct shape to make branches.
- Double Sided Tape: You’ll use double sided tape to adhere the branches to the tree. I used extra-strength double sided tape from Hobby Lobby and it worked great. I also tried the Scotch brand double sided tape and it was not sticky enough so I don’t recommend it.
- Decorations for your tree: I used a mini star tree topper (Hobby Lobby) and some small faux berries to decorate the tree. You could use ribbon, tiny bells, etc.

How to Make a Money Christmas Tree
Create “Pointed branches”
Your first step is to roll and tape each dollar bill into a “branch”. For the top row, you’ll make 6 “pointed branches”. To create the pointed branches, begin by folding a dollar bill in half and creasing it. Open it up and fold the left side down, matching the top edge to the crease line, but don’t crease this fold. Fold the right side in at the center crease line and wrap it around the left side, creating a point at the top of the bill. The top right corner is going to end up near the crease line on the back of the bill. Use a small piece of clear tape to secure it (shown by a blue rectangle on the last photo below).

Make “open branches”
The rest of the branches will have an opening at the top instead of a point. You’ll be making 30 of this type. Begin with the dollar bill laid out flat in front of you. Roll in the right side and then the left, matching up the bottom corners. Tighten the roll at the top of the bill, while keeping the bottom corners matched up. You’ll see in the last photo below that the top corner touches the bottom of the “O” in “one”. Use a small piece of clear tape there to secure it.

Grab the first “pointed branch” and press it into the tape, with about an inch and a half of the pointed side extending above the top of the foam cone. Make sure the two corners of the bill are out facing you and the side where you taped the bill together is facing the cone. Add another “branch” next to the first.

Continue around the cone, using all six of the pointed branches. Try to keep the tops of the branches level with each other. This is row 1.

Decorate
Now you can decorate your tree however you like! I used a mini star tree topper I found at Hobby Lobby. I hot glued a toothpick to the topper and stuck the toothpick into the top of the foam cone. If you don’t have a mini tree topper, you could tie ribbon in a bow and use that to top your tree.

How to Take it Apart
When you are ready to take the money Christmas tree apart, just do so carefully. Dollar bills are quite strong and so as long as you are gently they won’t rip as you remove them from the tree. Then carefully remove the tape that is holding each bill in a branch shape. Once you’ve removed the tape, you can iron the bills flat with a warm iron OR place them under a stack of books for a few days to flatten back out.

Money Christmas Tree
Supplies
- 36 Dollar Bills
- 9 inch Styrofoam Cone
- Small Terra Cotta Pot 2.5-3 inches
- Clear Tape Single Sided
- Double Sided Tape
- Decorations mini star topper, berry strand
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Instructions
- To create the pointed branches, begin by folding a dollar bill in half and creasing it. Open it up and fold the left side down, matching the top edge to the crease line, but don’t crease this fold. Fold the right side in at the center crease line and wrap it around the left side, creating a point at the top of the bill. The top right corner is going to end up near the crease line on the back of the bill. Use a small piece of clear tape to secure it (shown by a blue rectangle on the last photo below).

- This is what the “pointed branch” will look like from the front. Make six of these to use for the top row of branches on the Christmas tree.

- The rest of the branches will have an opening at the top instead of a point. Begin with the dollar bill laid out flat in front of you. Roll in the right side and then the left, matching up the bottom corners. Tighten the roll at the top of the bill, while keeping the bottom corners matched up. You’ll see in the last photo below that the top corner touches the bottom of the “O” in “one”. Use a small piece of clear tape there to secure it.

- This is what the “open branch” will look like from the front. Make 30 of these to use for the three lower rows of branches.

- Hot glue the small flower pot to the bottom of the cone.

- Wrap the top few inches of the cone with double sided tape and remove the backing on the tape.

- Grab the first “pointed branch” and press it into the tape, with about an inch and a half of the pointed side extending above the top of the foam cone. Add another “branch” next to the first. Repeat until you've added six branches around the top of the cone.

- Now it’s time to add the next row of branches (row 2). Wrap more double sided tape around the cone and remove the backing. Start adding the “open branches”, tucking them right below the top row. Use 7 or 8 branches for row 2.

- Repeat with two more rows of branches, using 10 branches for row 3 and 12 branches for row 4. Your cone should now be completed covered with the dollar bill branches.

- Glue a toothpick to the mini star topper and stick the toothpick into the top of the foam cone.

- Snip small pieces off a berry strand and tuck them between the dollar bills. Your money Christmas tree is ready to give away!














Ceta Kuntzsch says
Glad I saw this ty
Linda Cianci says
I wonder if I could attach the bills onto the cone with mini straight pins instead of double sided tape.
Martha Sharp says
I love this like to make for my grandson who is an Bank manger
Mary Lynne Videll says
I love this tree.
PLEASE follow the designer’s instructions regarding double sided tape. I purchased Scotch 3M because that is all I could find where I live. It absolutely 100% does NOT work.
I am going to try stapling the bills to the styrofoam tree form.
I used a small clear glass jar for the base and filled it with coins before gluing it to the tree
Regardless of the tape problem, I love this tree.
Amy says
I love this idea for my teenagers! And thank you for the tips at the end about which tape you reccomend!